Even with the good stuff Mint offers, these things are deal breakers for me. That means owning your finances-not owing on debt. That means tracking your transactions yourself. I want you to be in control of your money. Mint has no problem encouraging debt, and I just can’t get behind that. They promote credit cards, loans and other pro-debt products. This is so important.Īlso, Mint ads don’t have a budgeter’s best interests at heart. And putting your transactions where they belong helps you feel it and see what’s happening to your money. Spending in and of itself isn’t wrong, but you should feel it. You should actively tell your money where to go. Yes, it’s nice to have some of the work done for you with budgeting-but being inside your budget is actually key to being in charge of your money. So, the effort to streamline your budgeting on the front end can make extra work on the back end.Īlso, you guys, Mint can lead budgeters to be way too hands-off with their money. Then you’ve got to go in and fix it after the fact. They might see Target and drop that transaction right into Groceries. Mint doesn’t know, but they sort out all your transactions like they know. That makes sense, honestly, because you know when you stop by Target you can end up buying diapers for the Baby budget line, cardigans for your Clothing budget line, and orange juice for your Groceries budget line. They do it all for you.īut here’s the deal: One of the biggest complaints reviewers point out is that Mint can often choose the wrong budget category. It means you connect your bank to your budget, transactions come right in, and then Mint decides where those transactions should go. I love when things are clear like that.Īnd you’d think having a budgeting app auto-populate your transactions into categories would be the best thing ever. Getting your complete financial picture in one spot does sound great. And Mint users love that they can wrangle all their money management in one place. Ratings and Reviews of The Mint Budgeting Appįirst off, the net worth tracker looks like an awesome feature. Compare your spending habits to other Mint budgeters.Get help canceling unwanted subscriptions.Have your transactions automatically categorized.Categorize your transactions automatically.Connect to multiple financial accounts in one app.Get financial insights into your spending and saving.
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